Pengaruh Literasi Akuntansi dan Penggunaan Aplikasi Keuangan terhadap Kualitas Pengelolaan Keuangan Generasi Z

Abstract

The purpose of this study is to analyze the influence of accounting literacy and the use of financial applications on the quality of financial management among Generation Z in Medan City. This study uses quantitative research from primary data sources, with a questionnaire distribution technique for 93 respondents. Data analysis uses multiple linear regression analysis methods. Based on the results of this study, accounting literacy has a significant positive effect on the quality of financial management among Generation Z in Medan City. The use of financial applications has a significant positive effect on the quality of financial management among Generation Z in Medan City. The results of the Adjusted R Square study were 55.8%. While the remaining 44.2% were influenced by other variables outside this research model. The results of simultaneous research indicate that accounting literacy and the use of financial applications have a significant positive effect on the quality of financial management among Generation Z. Based on the results of this study, it is hoped that Generation Z can maintain the quality of financial management, improve accounting literacy and pay attention to the use of financial applications as needed so that the quality of financial management will improve.